“How do I retire?” Powerful question it is. Search the internet and you will get some basis of X% of your pre-retirement income. The problem here is “What is the value of X?” It seems to range from 65% to 90% or more. I have trouble dealing with uncertainty like this. So I relied on basic math. My salary plus my wife’s salary divided by 52. This should be the maxium you would ever need even if you decide you want to do expensive traveling in retirement. Why am I looking a weekly values? That answer will come later as we discuss options in detail. But, this process is designed for one week intervals. Then I got very detailed by adjusting out 401(k) contributions (not needed as you are retired), removed our anticipated social security benefits, my small pension from the oil field and such. So what I was left with was a required weekly income amount to equal our before retirement income.
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What do you need to retire? It is different for all of us. I find most retirement planning sites tell us we need too much. Many of these sites use standard return numbers in those calculations. But what if you do better than average? Hint: We are doing much better than average.

The basics of what you will get on this site are how I leverage stock options to increase my returns inside my 401k Rollover account. Not all accounts allow for such transactions. If yours does not, then you will need a separate investing account.

All investing platforms are different. We will endeavor to make the information generic so you can learn to apply the concepts to your broker’s user interface. We will work to simply some very technical language so you can understand what stock options represent. I will include real life examples from my trading history to help your understanding.

Wrapping Up with Key Insights

Retirement income is very personal. No matter your “number”, the strategy and tactics here on Investing Tidbits will help you maximize your potential. For me, that realization came when I realized that retiring at 62 years old was a viable option. I never considered that prior to seeing my returns.